Is Your Portfolio Tailored to Fit Your Needs, or Just ‘Off-The-Rack’?

Category: Investing » Foster Group Investment Principles » Advance with Science

By Kent Kramer

11/18/2019

While the alterations may be small and subtle, they make a big difference when it comes to comfort and fit. Our experience is better. For an investment thought experiment, think of the “off the rack suit” as the broad market; we simply take what we get off the shelf with no alteration. Now think of Foster Group as the tailor and the alterations as portfolio personalizations called factor allocations.

Life is Full of Taxes

Category: Financial Planning

By Ross Polking

11/15/2019

As the calendar races to a close, it’s important to consider the impact of selling securities in a non-qualified (aka brokerage or non-retirement) account. While everyone’s situation is different, it’s important to understand the basics.

Debt- A Useful Tool or Financial Burden

Category: Financial Planning » Cashflow

By Phil Kruzan

11/12/2019

After 30 years of helping people think about all aspects of their financial plan, here are some thoughts on personal debt. 

CFP or ChFC, What’s the Difference?

Category: Foster Group

By Kadin White

11/08/2019

Knowing the educational scope of a specific designation will help you feel comfortable that the financial advisor you are working with has the knowledge and experience to help you pursue your goals.

Don’t Let Creditors Crack Your Nest Egg

Category: Financial Planning

By Guest Blogger

10/31/2019

Colin Hendricks of BrownWinick Law Firm shares some tips on creditor protection planning for professionals. 

Money Can’t Buy Happiness, or Can It

Category: Financial Planning » Behavioral Finance

By Caleb Brown

10/29/2019

The book Happy Money: The Science of Happier Spending by Elizabeth Dunn & Michael Norton has changed the way I think and feel about spending. It’s based on academic research that identifies ways that spending can increase our joy, something I didn’t think possible before reading this book!

Single Stock- Too Much of a Good Thing

Category: Financial Planning » Closely Held Business

By Marcus Iwig

10/25/2019

Executives often have a significant portion of their wealth in their company stock. For retiring or retired executives, or those who have more than their holding requirements, we work to determine how much, if any, they should continue to hold and how to tax-efficiently decrease their exposure as needed.

Keep Three Buckets in Your Retirement Boat

Category: Investing » Foster Group Investment Principles » Align Purposes and Portfolio

By Brad Rempe

10/22/2019

One way to improve your investment experience is to walk through our lifeboat drill. Brad Rempe shares three 'buckets' to include.

Satisfying Your Tastes and Preferences for Investing and Dining

Category: Investing » Foster Group Investment Principles » Accept Uncertainty

By Kent Kramer

10/18/2019

If you were asked to describe what you liked about your favorite food, where would you start? If you were asked to describe what you would like in your investment portfolio, what would you emphasize?