Running to Retirement
Stay diversified, and stay the course. That’s good advice for both runners and investors.
How to Construct a Good Investment Policy Statement
Category: Investing
I wrote in a previous blog about the importance of having a well-written Investment Policy Statement (IPS). What should be in a well-written document?
Chart of the Month – Dec 2022
Category: Investing
Those of you who keep up with the financial news are likely familiar with the three most quoted indices, the S&P 500, Dow Jones Industrial Average, and the NASDAQ. Sometimes, the returns for all of them are similar, but sometimes they are not.
Chart of the Month – Jan 2023
Category: Investing
It's natural to sit down at the end of the year and reflect on what happened. Here is a short recap of what happened in the markets and the world in 2022.
Positives About the Market
Category: Investing
2022 was a historically painful year as an investor with stock markets experiencing a bear market, and bond markets having one of their worst years ever. However, as we enter 2023, I’d like to consider the positives.
Chart of the Month – Feb 2023
Category: Investing
Recently, a client asked me about sectors. What are they? And how do they fit into a portfolio?
Making the Most of a Bear Market
Category: Investing
If you’re a young professional, negative market returns can carry less weight than you might think. Let’s use 2022 as an example.
Chart of the Month – Mar 2023
Category: Investing
Is there conclusive evidence that one sector is better than another when it comes to returns?
Chart of the Month – May 2024
Category: Investing
While cash may offer stability and security in the short term, the DFA Returns Web chart from 1926 through February 2024 suggests that the growth potential in stocks offers a higher rewarding investment opportunity in the long run.
The Older & Wiser AI: The Market’s Aggregate Intelligence
Category: Investing
Has Artificial Intelligence been causing you anxiety, or made you wonder about the trustworthiness of investment markets? Be reminded that “educated optimism is an antidote for anxious uncertainty”.
Value vs Growth – What does that Mean?
Category: Investing
Have you heard the words, “value” and “growth,” when it comes to investing? Let’s face it: These words are often misunderstood and poorly utilized.
Chart of the Month – June 2024
Category: Investing
No one can time the market and determine when those best months will occur. The best months are surprisingly random. More important than timing the market is time in the market.
Predictable Mistakes
Category: Investing
We believe that investors increase their chances of success by avoiding predictable mistakes, those practices that sound like they should work but have been shown time and again to have very low probabilities of success.
Chart of the Month – August 2024
Category: Investing
How Should a Nonprofit Allocate its Investment Portfolio?
Category: Investing
Let's review two industry studies, the NACUBO Study of Endowments and the Association Investment Policies, Practices and Performance. Each organization is different and has its own set of unique goals and challenges. Although this is the case, learning how other nonprofits invest can help ignite a meaningful conversation within your own organization.
Chart of the Month – September 2024
Category: Investing
Do you wonder why we invest in equities? Equities are an attractive investment for their growth characteristics, but they have also served as a hedge against inflation.
Wrong Thinking on Election & Markets
Category: Investing
Kent Kramer examines the effects of an election season on investors. Drawing on historical data and behavioral economics, he emphasizes the importance of recognizing cognitive biases and staying optimistic.
Chart of the Month – October 2024
Category: Investing
Is stock market growth a thing of the past? Headlines making predictions about this have come and gone, some turning out to be spectacularly wrong. Let’s take a look.
“My Portfolio is Doing Well / Poor Compared to What?”
Category: Investing
Merriam Webster defines a benchmark as “something that serves as a standard by which others may be measured or judged”. For investors, the question to ask is what should be my standard, my benchmark, in determining the success or failure of my overall investment portfolio?