It’s Worth the Trip!
Category: Investing » Asset Allocation
We had completed our hike successfully, and the challenges made it more memorable and satisfying. The same is true for all of us as investors.
Investing Wisely for the Marathon
Category: Investing » Asset Allocation
Investing, much like running a marathon, requires strategy and discipline. The temptation to chase short-term gains or follow the crowd can be hard to resist—but it often leads to burnout and disappointment. So how do you stay on track and set yourself up for long-term success?
Inflation? We’ve planned for this.
Category: Investing » Asset Allocation
Inflation has been a hot topic in recent years, often misunderstood and heavily debated. Attempting to stay ahead of inflation is one of the biggest reasons to invest over the long term. Let’s break it down and focus on what really matters.
How Should an Investor Position Their Overall Investment Portfolio Now and in the Future?
Category: Investing » Asset Allocation
Right after, “What will the stock market do next?” the positioning question may be the most asked and re-asked question by investors of all types.
How Should a Nonprofit Allocate its Investment Portfolio?
Category: Investing » Asset Allocation
Let's review two industry studies, the NACUBO Study of Endowments and the Association Investment Policies, Practices and Performance. Each organization is different and has its own set of unique goals and challenges. Although this is the case, learning how other nonprofits invest can help ignite a meaningful conversation within your own organization.
How Much Should Associations Hold in Reserve Assets?
Category: Investing » Asset Allocation
A common question among nonprofit associations is how much they should hold in reserve assets. There is a “rule of thumb” that associations should hold six months of operating expenses in reserve. Is this common rule of thumb common practice?
How Much Income Do I Need in Retirement? | Financial Perspectives
How much will you really need in retirement? And how do you make it last? This month, Kent Kramer and Marcus Iwig discuss forecasting expenses, managing investments for income, and handling life's curveballs in retirement.
ESG Investing. What Does It Mean to be a Responsible Investor?
Category: Investing » Asset Allocation
ESG investing is growing in popularity and public interest. The values being expressed through ESG related portfolio decisions are as diverse as the universe of investors participating in global markets today.
Emerging Markets – What Are They?
Category: Investing » Asset Allocation
Lead Advisor, Matt Moklestad, dives into the hot topic of emerging markets. What are they and why should investors care about them?
How Much Income Do I Need in Retirement? | Financial Perspectives
How much will you really need in retirement? And how do you make it last? This month, Kent Kramer and Marcus Iwig discuss forecasting expenses, managing investments for income, and handling life's curveballs in retirement.
ESG Investing. What Does It Mean to be a Responsible Investor?
Category: Investing » Asset Allocation
ESG investing is growing in popularity and public interest. The values being expressed through ESG related portfolio decisions are as diverse as the universe of investors participating in global markets today.
Emerging Markets – What Are They?
Category: Investing » Asset Allocation
Lead Advisor, Matt Moklestad, dives into the hot topic of emerging markets. What are they and why should investors care about them?
Does Cash Look Better Than Stocks? | Financial Perspectives (In a Minute)
Category: Investing » Diversification
With interest rates as high as they've been in 15 years, some are asking, "Are stocks necessary, or even advisable, for investments today?" This week, Kent Kramer looks at how cash vs stocks have performed over the years and shares important lessons learned.
Do You Have an All-Weather Portfolio?
Category: Investing » Asset Allocation
While no portfolio is designed to perfectly handle every scenario, we believe that thoughtful planning, combined with evidence-based portfolio construction, can help investors achieve a higher probability for long-term success in various market conditions.
Do Simple Better
Category: Investing » Asset Allocation
A focus on the fundamentals is not just good advice for the sports world. It applies to many areas of our lives and certainly our finances.
Chart of the Month – June 2025
Category: Investing » Asset Allocation
Asset Class Returns – Can We Just Pick the Winners?
Chart of the Month – July 2024
Category: Investing » Asset Allocation
International Stocks – Are they necessary?
Changing with My Aging
Category: Investing » Asset Allocation
At age 30, I have time to recover from an extended market correction. But, what about when I approach retirement? How might my plan and asset allocation need to change?
Can Your Lifeboat Stay Afloat
Category: Investing » Asset Allocation
Bear Markets and Life Jackets
Category: Investing » Asset Allocation
For anyone invested right now, it feels like we’re sinking. But just as boats have lifejackets to keep you afloat, your financial life should have its own lifejackets in place to help keep you from sinking in bear market times like these.